We will most likely submit another offer tomorrow...

The listing agent confirmed with our realtor this morning that there have been multiple offers on this house.  He told her that he will be sending an email out tomorrow afternoon (which is day 7 of the listing) to everyone who has submitted an offer asking if this is indeed their best offer, at which time we have decided we will go ahead and up our offer to a number we both agree with and believe should be enough, and we'll leave the rest up to the Lord.   This will automatically disqualify us from NACA funding because they do not allow any offers above the asking price.  That's a bummer... as Billy said in his comment, we really have been working hard for NACA, but as our realtor asked us, which do we want more, NACA or this house, and the answer is definitely this house (especially since we are getting the same interest rate!).  At least when Wells Fargo asks us for the information they will need I'll have it ready and at my fingertips since we already gathered all of it for NACA!  So please be praying.  As nerve-wracking as this could be, I really feel peaceful that whatever happens is God's will.   Thank you for all who have commented and those who have phoned to say they are praying for us - it means so much to us!  The bank may make a decision tomorrow evening or take a few days to go through all the offers.  We'll keep you posted!  Blessings to all.  :-)